:root {
  --black:#000;
  --void:#050505;
  --panel:#090706;
  --red:#450a0a;
  --red2:#7f1d1d;
  --gold:#fbbf24;
  --gold2:#d97706;
  --green:#22c55e;
  --muted:#a1a1aa;
  --text:#f5f5f4;
  --line:rgba(251,191,36,.18);
}
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body {
  margin:0;
  background:#000;
  color:var(--text);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  -webkit-font-smoothing:antialiased;
}
body::before {
  content:"";
  position:fixed;
  inset:0;
  z-index:-3;
  background:
    radial-gradient(circle at 18% 8%, rgba(127,29,29,.45), transparent 34%),
    radial-gradient(circle at 86% 4%, rgba(251,191,36,.13), transparent 28%),
    linear-gradient(180deg,#000 0%,#070101 46%,#000 100%);
}
body::after {
  content:"";
  position:fixed;
  inset:0;
  z-index:-2;
  pointer-events:none;
  background:
    linear-gradient(90deg, rgba(251,191,36,.035) 1px, transparent 1px),
    linear-gradient(180deg, rgba(251,191,36,.025) 1px, transparent 1px);
  background-size:72px 72px;
  mask-image:radial-gradient(circle at center, black, transparent 75%);
  opacity:.42;
}
.container {
  width:min(1120px, calc(100% - 40px));
  margin:0 auto;
}
.nav {
  position:sticky;
  top:0;
  z-index:20;
  border-bottom:1px solid var(--line);
  background:rgba(0,0,0,.78);
  backdrop-filter:blur(18px);
}
.nav-inner {
  height:74px;
  display:flex;
  align-items:center;
  justify-content:space-between;
}
.brand {
  display:inline-block;
  font-family:Georgia, "Times New Roman", serif;
  font-weight:900;
  letter-spacing:.28em;
  color:#fff;
  text-decoration:none;
}
.brand span { color:var(--gold); }
.nav-link {
  color:#d4d4d8;
  text-decoration:none;
  font-size:12px;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
  border:1px solid rgba(251,191,36,.26);
  padding:11px 15px;
  border-radius:10px;
  background:rgba(255,255,255,.03);
}
.nav-link:hover { color:var(--gold); border-color:rgba(251,191,36,.55); }
.hero {
  padding:92px 0 54px;
  border-bottom:1px solid rgba(251,191,36,.12);
}
.kicker {
  display:inline-flex;
  align-items:center;
  gap:10px;
  color:var(--gold);
  border:1px solid rgba(251,191,36,.32);
  background:rgba(69,10,10,.28);
  padding:10px 14px;
  border-radius:10px;
  font-size:12px;
  font-weight:900;
  letter-spacing:.2em;
  text-transform:uppercase;
}
.dot {
  width:8px;
  height:8px;
  background:var(--green);
  border-radius:999px;
  box-shadow:0 0 18px var(--green);
}
.hero h1 {
  font-family:Georgia, "Times New Roman", serif;
  font-size:clamp(44px, 7vw, 92px);
  line-height:.9;
  letter-spacing:-.06em;
  margin:24px 0 18px;
}
.hero h1 span {
  color:var(--gold);
  text-shadow:0 0 44px rgba(251,191,36,.22);
}
.hero p {
  max-width:820px;
  color:#d4d4d8;
  font-size:18px;
  line-height:1.8;
  margin:0;
}
.notice-bar {
  margin-top:34px;
  border:1px solid rgba(251,191,36,.22);
  background:linear-gradient(90deg, rgba(69,10,10,.52), rgba(251,191,36,.08), rgba(0,0,0,.28));
  padding:18px 20px;
  border-radius:14px;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:16px;
  align-items:start;
}
.notice-bar b {
  color:var(--gold);
  font-family:Georgia, "Times New Roman", serif;
  font-size:28px;
  line-height:1;
}
.notice-bar span {
  color:#e5e7eb;
  font-size:14px;
  line-height:1.65;
}
.main {
  padding:64px 0 80px;
}
.summary {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
  margin-bottom:24px;
}
.summary-item {
  border:1px solid rgba(255,255,255,.09);
  background:linear-gradient(180deg, rgba(255,255,255,.055), rgba(255,255,255,.018));
  border-radius:14px;
  padding:18px;
}
.summary-item strong {
  display:block;
  color:var(--gold);
  font-family:Georgia, "Times New Roman", serif;
  font-size:21px;
  margin-bottom:7px;
}
.summary-item span {
  color:#a1a1aa;
  font-size:13px;
  line-height:1.5;
}
.grid {
  display:grid;
  grid-template-columns:repeat(2, 1fr);
  gap:16px;
}
.risk-card {
  position:relative;
  overflow:hidden;
  border:1px solid var(--line);
  background:
    radial-gradient(circle at 90% 10%, rgba(251,191,36,.08), transparent 26%),
    linear-gradient(180deg, rgba(255,255,255,.055), rgba(255,255,255,.018));
  border-radius:16px;
  padding:28px;
  box-shadow:0 24px 70px rgba(0,0,0,.5);
}
.risk-card::before {
  content:"";
  position:absolute;
  left:0;
  top:0;
  right:0;
  height:2px;
  background:linear-gradient(90deg, transparent, var(--gold), transparent);
  opacity:.75;
}
.num {
  position:absolute;
  right:22px;
  top:20px;
  color:rgba(251,191,36,.18);
  font-family:Georgia, "Times New Roman", serif;
  font-weight:900;
  font-size:56px;
  line-height:1;
}
.risk-card h2 {
  position:relative;
  z-index:1;
  margin:0 0 16px;
  color:#fff;
  font-family:Georgia, "Times New Roman", serif;
  font-size:24px;
  line-height:1.1;
  max-width:78%;
}
.risk-card p {
  position:relative;
  z-index:1;
  color:#cbd5e1;
  font-size:14px;
  line-height:1.75;
  margin:0 0 12px;
}
.risk-card p:last-child { margin-bottom:0; }
.accept-box {
  margin-top:18px;
  border:1px solid rgba(220,38,38,.38);
  background:linear-gradient(180deg, rgba(69,10,10,.42), rgba(0,0,0,.48));
  border-radius:16px;
  padding:26px;
}
.accept-box h2 {
  color:var(--gold);
  margin:0 0 10px;
  font-family:Georgia, "Times New Roman", serif;
  font-size:28px;
}
.accept-box p {
  color:#e5e7eb;
  line-height:1.7;
  margin:0;
}
.footer {
  border-top:1px solid rgba(251,191,36,.14);
  background:#020202;
  padding:40px 0;
  text-align:center;
}
.footer .brand {
  font-size:22px;
  margin-bottom:12px;
}
.footer p {
  color:#71717a;
  font-size:12px;
  letter-spacing:.05em;
  margin:0;
}
@media (max-width: 860px) {
  .summary, .grid { grid-template-columns:1fr; }
  .hero { padding-top:64px; }
  .notice-bar { grid-template-columns:1fr; }
  .nav-inner { height:auto; padding:18px 0; gap:14px; align-items:flex-start; flex-direction:column; }
}
@media print {
  body { background:#fff; color:#111; }
  body::before, body::after, .nav { display:none; }
  .risk-card, .summary-item, .accept-box { break-inside:avoid; box-shadow:none; }
}