FAQ & Guide
What do the monthly returns mean?
The monthly figures of 4%~, 7%~, 9%~, 11%~, and 18%~ are target returns, not contractual guarantees or minimum payments. The company aims to pay these rates when reserves and accumulated profits support them. The ~ indicates that higher payments are possible when profits are higher. This is not an unconditional commitment to cover any shortfall from reserves.
When are USDT earnings available?
USDT earnings accrue daily rather than remaining locked until maturity. Available earnings can be requested for withdrawal at any time. The approved daily settlement time is 06:00 UTC and can be changed through administrator settings. Withdrawals are processed sequentially after 06:00 UTC; submitting a request does not mean an immediate transfer or guaranteed completion at 06:00.
Principal is returned at normal maturity. Changes to the settlement time do not automatically imply a change to withdrawal processing times.
How are CNYT rewards calculated?
Purchase rewards and profit rewards are separate. Purchase rewards equal the purchase amount in USDT divided by the CNYT price at the time of issuance. At an example price of $0.02, minimum purchases of $200, $500, $1,000, and $5,000 yield 10,000, 25,000, 50,000, and 250,000 CNYT respectively. These are examples, not fixed token amounts.
Separate CNYT profit reward rates are 2%, 4%, 6%, and 10% for Basic, Standard, Premium, and VIP.
What happens if I cancel a plan?
For Basic, Standard, Premium, and VIP, cancellation is unavailable during the first three months. Deductions apply to the original principal at the following checkpoints, with daily linear interpolation between them.
| Checkpoint | Principal deduction | Principal returned |
|---|---|---|
| 3 months | 42% | 58% |
| 6 months | 84% | 16% |
| 9 months | 63% | 37% |
| 12 months (maturity) | 0% | 100% |
USDT dividends already paid are retained; CNYT profit rewards are excluded from the cancellation calculation. The cancelled plan's purchase reward is removed from member assets and permanently locked in the company's records, not physically deleted or burned. Purchase rewards from other plans are unaffected.
Submit cancellation inquiries through the platform's Support > Cancellation Request. Review the cancellation policy before joining a plan.
Does cancelling a plan close my account?
No. Remaining CNYT profit rewards stay in the account; their presence does not by itself make locked tokens available for SWAP. On account closure, all remaining CNYT is removed from member assets and permanently locked by the company. Ledger records are retained.
Is P2P available?
P2P is not currently available. SWAP provides the current conversion route, subject to the applicable balance and token restrictions.
What is the CNYT price target?
The $1.00 target is attributed to the CNYT Foundation, not a LONGRISE price commitment. It is neither a current price nor a guaranteed future value. Exchange listing is targeted for 2027, not confirmed.
Are funds or returns guaranteed?
No guaranteed return is established by the target rates. The proposed 83% protection reserve and USDT-to-CNYT circuit breaker are planned for a future release, not current protection mechanisms or evidence of a 70% principal guarantee.